Overview

What home coverage is designed to do

From twin homes and rowhomes off 69th Street to single-family properties across Delaware County, no two homes carry the same risk. Homeowners insurance is designed to help protect the structure, the belongings inside it, and you as the owner.

Wajid Sheikh helps you look at what it would actually cost to rebuild, what your personal property adds up to, and which optional coverages are worth discussing for an older Pennsylvania home.

Residential home exterior, representing homeowners insurance coverage

Home Insurance

Upper Darby, PA · License #1257543

Get Home Quote (484) 466-8601

Coverage Options

What to discuss with Wajid

The pieces that make up a home conversation. Which ones apply — and at what limits — depends on your situation.

Dwelling coverage

Coverage designed for the structure of your home against covered causes of loss, up to your selected limit.

Other structures

Detached garages, fences, sheds and similar structures on your property.

Personal property

Coverage for belongings inside the home. High-value items such as jewelry may need scheduled coverage.

Personal liability

Helps respond to covered claims if someone is injured on your property or you're held responsible for damage.

Loss of use

Helps with additional living costs if a covered loss makes your home temporarily uninhabitable.

Options worth discussing

Water backup, service line, identity protection and similar endorsements — availability varies by policy.

When to Review

It's worth a home review if…

Any of these mean your current coverage may no longer match your situation.

Schedule a Coverage Review

You closed on a new home or refinanced
You finished a kitchen, bath, basement or roof project
You added a deck, pool, fence or detached structure
Your rebuild costs may have shifted with local construction pricing
You want to look at a home and auto combination

Get a Quote

Request your free insurance quote

Tell us how to reach you and what you'd like covered. Wajid Sheikh will follow up personally to talk through your options.

No obligation
Requesting information doesn't commit you to a policy or bind coverage.
Six fields, one minute
Enough for Wajid to prepare for a useful first conversation.
A real local agent
You'll hear from Wajid Sheikh's office in Upper Darby — not a call center.

Prefer to talk it through?

(484) 466-8601 wsheikh@farmersagent.com

Monday–Friday, 8:30 AM – 5:30 PM Eastern. Fax (484) 466-8602.