Terms & Conditions

These terms govern your use of this website, operated by SheikhInsurance (Farmers Insurance – Wajid Sheikh). By using the site you accept them. If you do not accept them, please do not use the site.

This website is information, not an offer

Everything on this site is general information about insurance products that may be available through this agency. It is not:

• An insurance contract or any part of one
• An offer to sell or a solicitation to buy insurance in any jurisdiction where this agency is not licensed
• A binder, a quote, or a promise that coverage will be issued
• A statement of the terms, conditions, limits or exclusions of any policy

Coverage descriptions on this site are summaries. What is actually covered is determined solely by the policy issued to you, and every policy is subject to underwriting approval, applicable law, and product availability in your area. Submitting the quote form does not create an agency relationship, bind coverage, or obligate either party.

Licensing

Wajid Sheikh holds Pennsylvania insurance agent license #1257543. Products and services described on this site are offered only where the agency and agent are properly licensed and where the products are approved.

Accuracy

We work to keep this site accurate and current, but we do not warrant that it is free of errors or omissions. Product details, availability and contact information can change without notice. If something on this site conflicts with your policy documents or with information given to you directly by the office, the policy documents and direct guidance control.

Your use of the site

You agree not to:

• Submit false, misleading or another person’s information through any form
• Use automated tools to scrape, overload or probe the site
• Attempt to gain unauthorized access to any part of the site or its hosting
• Use the site for any unlawful purpose or to transmit malicious code

Intellectual property

The design, text, layout and original graphics of this site are the property of SheikhInsurance and may not be copied or reproduced without permission. “Farmers Insurance” and related names and logos are trademarks of their respective owner and are used here only to identify the agency’s affiliation.

Third-party links and embeds

This site links to third-party services, including Google Maps and Google Business Profile reviews. We do not control those services and are not responsible for their content, availability or privacy practices.

Reviews

Ratings and reviews referenced on this site are collected and hosted by Google on the agency’s Google Business Profile. We do not author, edit or curate them, and the rating shown reflects the profile at the time this site was last updated.

Limitation of liability

This site is provided “as is” and “as available” without warranties of any kind, express or implied, to the fullest extent permitted by law. SheikhInsurance will not be liable for any indirect, incidental, consequential or punitive damages arising from your use of, or inability to use, this site. Nothing here limits any liability that cannot be limited under applicable law.

Electronic communications

By submitting the quote form and checking the consent box, you agree that we may contact you at the phone number and email address you provide regarding your inquiry. You can ask us to stop at any time by replying to an email or calling the office.

Governing law

These terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to its conflict-of-law rules.

Changes

We may revise these terms at any time. The “last updated” date above reflects the current version, and continued use of the site means you accept the revision.

Contact

SheikhInsurance — Farmers Insurance – Wajid Sheikh
325 S 69th St, Ste 2, Upper Darby, PA 19082
Phone: (484) 466-8601
Email: wsheikh@farmersagent.com