Umbrella Insurance
Umbrella Insurance in Upper Darby, PA
Overview
What umbrella coverage is designed to do
Umbrella insurance sits on top of the liability limits you already carry on your auto and home or renters policies. It's designed to provide additional liability coverage when a covered claim exceeds those underlying limits.
It tends to come up once someone has assets to protect, a teen driver in the house, a pool, a rental property, or simply wants more room above their current limits. Wajid Sheikh can explain how the layering works.
Coverage Options
What to discuss with Wajid
Additional liability limits
Coverage above the liability limits on your underlying auto and home or renters policies.
Underlying limit requirements
Umbrella policies require minimum limits underneath them. We check whether yours qualify.
Multi-vehicle & multi-driver households
Households with several drivers, especially newly licensed ones, often review umbrella coverage.
Property-related exposures
Pools, trampolines, dogs, rental units and similar exposures are worth discussing.
Defense-related considerations
Umbrella policies may address certain legal defense costs — subject to the policy's terms.
Whole-picture review
Umbrella coverage only makes sense once the policies beneath it are reviewed together.
When to Review
It's worth a umbrella review if…
- Your household savings, home equity or retirement assets have grown
- You added a newly licensed driver
- You own a rental or additional property
- You have a pool, trampoline or dog
- You sit on a nonprofit or association board
Get a Quote
Request your free insurance quote
No obligation
Requesting information doesn't commit you to a policy or bind coverage.
Six fields, one minute
Enough for Wajid to prepare for a useful first conversation.
A real local agent
You'll hear from Wajid Sheikh's office in Upper Darby — not a call center.
Prefer to talk it through?
(484) 466-8601wsheikh@farmersagent.comMonday–Friday, 8:30 AM – 5:30 PM Eastern. Fax (484) 466-8602.
Other coverage worth looking at
Customer Reviews
Rated 5.0 by our Google reviewers
Based on 14 Google Reviews
Every review is collected and hosted by Google on the Farmers Insurance – Wajid Sheikh business profile — not on this website.
Fourteen customers have rated this agency five stars on Google.
Rather than reprint reviews here, we link straight to the source so you can read them in full, see who wrote them, and judge for yourself.
Protecting What Matters Most.
Ready to review your umbrella coverage?
Speak with Wajid Sheikh and explore coverage options based on your individual needs.